Money System 2027
A 2027 money system in Excel and Google Sheets: a zero-based budget, sinking funds, savings challenges, a debt payoff plan and net worth, in 10 currencies.
$19, one-time payment · Excel workbook, 9 tabs, and a 3-page setup guide
Specifications
| Brand | Stelaah |
|---|---|
| Category | Spreadsheets and tools |
| Format | Excel workbook, 9 tabs, and a 3-page setup guide |
| Price | $19, one-time payment, no subscription |
| Free version | The free Monthly Budget plans each category and shows your actual spending by month, in any currency. |
| Files | Stelaah Money System 2027.zip (78 KB) |
| Works with | Open the .xlsx in Excel 365, or upload it to Google Drive and open it with Google Sheets. The setup guide is a PDF. |
| Licence | Use it yourself and in your own business, including work for your clients. Please do not share or resell the files. |
| Language | English |
| Includes | 9 tabs, 52 week savings challenge |
A complete money system for 2027 in one workbook: a zero-based monthly budget, sinking funds, two savings challenges, a debt payoff plan and net worth. Plan every category once and log transactions as you go, in any of 10 currencies converted to your home currency. The dashboard shows what is left this month, your needs, wants and savings against the 50/30/20 guide, how far each sinking fund has got, the 52-week challenge total, your debt-free date and your net worth. Debt Payoff orders your debts by snowball (smallest balance first) or avalanche (highest interest first) and rolls each cleared payment into the next. Works in Excel 365 and Google Sheets.
See inside
What's inside
Excel 365 and Google Sheets, plus a 3-page setup guide. Example budget and transactions show how it works.
| Section | Pages or size |
|---|---|
| Start Here | 1 tab |
| Settings | currency and payoff method |
| Dashboard | 1 tab |
| Budget | 21 categories × 12 months |
| Transactions | 1,000 rows, 10 currencies |
| Sinking funds | 12 funds |
| Savings challenges | 52-week + fixed |
| Debt payoff | 10 debts, snowball or avalanche |
| Net worth | 16 accounts |
| Setup guide | 3 pages |
Who it's for
- Anyone budgeting for 2027
- People paying off debt
- Savers
You may be looking for
- budget spreadsheet 2027
- zero based budget template
- sinking funds tracker
- 52 week savings challenge
- debt snowball spreadsheet
- net worth tracker
Guides
Works with
Open the .xlsx in Excel 365, or upload it to Google Drive and open it with Google Sheets. The setup guide is a PDF.
Questions
- Which apps does it work with?
- Open the .xlsx in Excel 365, or upload it to Google Drive and open it with Google Sheets. The setup guide is a PDF.
- How much does it cost?
- $19, a one-time payment. There is no subscription.
- What do I download?
- Stelaah Monthly Budget - Free.xlsx (362 KB).
- Can I share or resell it?
- Use it yourself and in your own business, including work for your clients. Please do not share or resell the files.