Free Monthly Budget Spreadsheet
A free zero-based monthly budget spreadsheet with a spending log, planned against actual for any month and a full-year view.
Free ยท Excel workbook, 5 tabs, works in Google Sheets
Specifications
| Brand | Stelaah |
|---|---|
| Category | Spreadsheets and tools |
| Format | Excel workbook, 5 tabs, works in Google Sheets |
| Price | Free |
| Files | Stelaah Monthly Budget Spreadsheet.xlsx (87 KB) |
| Works with | Open the .xlsx in Excel 365, Google Sheets or Numbers. |
| Licence | Use it yourself, on all your devices. Please do not share or resell the files. |
| Language | English |
| Includes | 5 tabs, 40 categories, 2000 log rows |
A free monthly budget spreadsheet built on zero-based budgeting: give every amount of income a job. List your income and spending categories with a planned amount, and the Budget tab shows what is left to plan until it reaches zero.
Add one row to the Spending log each time money comes in or goes out. Pick any month to see planned against actual for every category, with what is left and how much you have used. The Year tab shows every category across all twelve months, the monthly average and the plan for the year.
Room for 40 categories and 2,000 log rows, in any currency. Example rows show how it works. Want paycheck-by-paycheck planning? The Budget and Paycheck Planner covers that.
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See inside





What's inside
One spreadsheet, five tabs. Example rows show how it works.
| Section | Pages or size |
|---|---|
| Start here | 1 tab |
| Budget: plan each category | 40 rows |
| Month: planned against actual | 1 tab |
| Year: every month at once | 12 months |
| Spending log | 2,000 rows |
Who it's for
- Anyone starting a budget for the first time
- Couples and households sharing costs
- People paying down debt or saving for a goal
You may be looking for
- budget spreadsheet
- monthly budget spreadsheet
- free budget template excel
- zero based budget template
- household budget google sheets
- personal budget planner
Works with
Open the .xlsx in Excel 365, Google Sheets or Numbers.
Questions
- Does it work in Google Sheets?
- Yes. Upload the .xlsx to Google Drive and open it with Google Sheets. It also opens in Excel 365 and Numbers.
- What is zero-based budgeting?
- You plan where all of your income goes, including savings, until income minus planned spending is zero. The Budget tab shows that number as you go.
- Which apps does it work with?
- Open the .xlsx in Excel 365, Google Sheets or Numbers.
- Is it really free?
- Yes. Add your name and email once and every free Stelaah download opens on this browser. No account is needed.
- What do I download?
- Stelaah Monthly Budget Spreadsheet.xlsx (87 KB).
- Can I share or resell it?
- Use it yourself, on all your devices. Please do not share or resell the files.