Free Sinking Funds and Savings Tracker
A free Excel and Google Sheets sinking funds tracker that works out how much to save each month for each goal, with a 52-week savings challenge.
Free ยท Excel workbook, 4 tabs, works in Google Sheets
Specifications
| Brand | Stelaah |
|---|---|
| Category | Spreadsheets and tools |
| Format | Excel workbook, 4 tabs, works in Google Sheets |
| Price | Free |
| Files | Stelaah Sinking Funds and Savings Tracker.xlsx (49 KB) |
| Works with | Open the .xlsx in Excel 365, Google Sheets or Numbers. |
| Licence | Use it yourself, on all your devices. Please do not share or resell the files. |
| Language | English |
| Includes | 4 tabs, 52 week challenge, 2000 transaction rows |
A free sinking funds tracker for planned costs that are not monthly: car repairs, holidays, gifts, insurance, a new laptop or an emergency fund. Give each fund a goal and a date and the sheet works out the balance, what is still to save, the months left, how much to save each month and your progress.
Log money in and out on its own tab (2,000 rows) and every fund updates. A 52-week savings challenge tab is included. Works in any currency.
Get it free in the Stelaah Store
See inside





What's inside
One spreadsheet, four tabs. Six example funds show how it works.
| Section | Pages or size |
|---|---|
| Start here | 1 tab |
| Funds: goal, balance, save each month | 1 tab |
| Money in and out | 2,000 rows |
| 52-week savings challenge | 52 weeks |
Who it's for
- People budgeting month to month
- Families planning for yearly costs
- Freelancers with uneven income
You may be looking for
- sinking funds tracker
- sinking funds spreadsheet
- savings goal tracker
- 52 week savings challenge
- how much to save each month for a goal
- savings tracker google sheets
Works with
Open the .xlsx in Excel 365, Google Sheets or Numbers.
Questions
- What is a sinking fund?
- Money you set aside a little at a time for a cost you know is coming, so it does not land on one month's budget.
- Which apps does it work with?
- Open the .xlsx in Excel 365, Google Sheets or Numbers.
- Is it really free?
- Yes. Add your name and email once and every free Stelaah download opens on this browser. No account is needed.
- What do I download?
- Stelaah Sinking Funds and Savings Tracker.xlsx (49 KB).
- Can I share or resell it?
- Use it yourself, on all your devices. Please do not share or resell the files.